You can now set a default split for each group in Splital, 50/50, 60/40, or any custom percentage, and every new expense uses it automatically. Free for everyone, no subscription required.
If you and your partner always split 60/40, or you and a roommate cover rent unequally because one of you has the bigger room, you used to have to set that split manually every single time. Now you set it once.
How to set a default split
The setup takes about 30 seconds:
- Open the group where you want a default split.
- Tap the Settings icon in the top right of the group screen.
- Open the new Default Split section.
- Choose how expenses should be divided: equally, by percentage, or by exact amounts per member.
- Tap Save. From now on, every new expense in this group uses that split automatically.
You can override the default for any single expense, useful when one person paid for something that should be split differently. The default is a starting point, not a rule.
Three common setups
A few scenarios we see most often:
- Couples splitting unequally by income. A 60/40 or 70/30 split that mirrors take-home pay. Set it once on the household group and stop doing the math at the supermarket.
- Roommates with different room sizes. If rent and utilities split 40/35/25 based on bedroom size, set that as the default. Bills, groceries, and shared furniture all use the same ratio automatically.
- Large travel groups where you mostly split with your partner. You're on a trip with eight friends, but most of your expenses are really just between you and your partner. Without a default, you'd deselect everyone else every single time. Set the default to just the two of you, and only the rare full-group expense needs manual adjusting.
For travel groups with lots of friends, pair this with our debt simplification feature so the final settle-up stays minimal.
How default splits interact with other features
Default split is personal to you. The split you configure applies only to expenses you create in that group, other members set their own defaults if they want. Splital never overrides what someone else has set up.
It also plays well with the rest of the app:
- Expense notes still apply per expense, so you can document why a one-off expense overrides the default.
- Balances are unaffected, default split changes how new expenses divide, nothing else.
Frequently asked questions
Is the default split shared with the whole group?
No. The default split is personal to your account in that group. If your partner wants a different default for the expenses they create, they set their own. Most couples align on the same setup but the app doesn't force it.
What happens if I change the default split later?
Existing expenses keep the split they were created with. Only new expenses use the updated default. To change an old expense, open it and adjust the split manually.
Can I have a different default per group?
Yes. Default split is configured per group, not per account. Your couple group can be 60/40 and your weekend trip group can be equal split, both at the same time.
Is the default split free?
Yes. Default split is part of Splital's free feature set. See pricing for the full list of what's included.
One setting, many fewer taps
Most expense-tracking time is wasted on the same small decisions: who's in this split, what percentage, equal or not. Default split removes that decision from every new expense. Set it once, then add expenses as fast as you can type the amount.
If your group has a setup that default split doesn't quite cover, tell us at [email protected]. Features like this one shipped because users described exactly what they needed.
Maria & Maurizio
