Simplify debts and new balance screen

Author’s profile picture.Maria|Nov 12, 2025
Settings screen where you can enable or disable the Simplify Debts feature.

Simplify debts

When we started developing Splital about a year and a half ago (uff, it’s already been a while!), we wanted Splital to minimize the total number of payments between group members. But how exactly does this “simplification of debts” work? Imagine this:

You’re going on a trip with your two best friends, let’s say Mario and Luigi. You owe Mario $20, and Mario owes Luigi $20. Rather than making two separate payments, Splital would tell you to simply give the $20 directly to Luigi, reducing the total number of payments in the group. Efficient, right?

Back then, we thought this was a brilliant idea, since our users would have fewer payments to make when settling up their groups. Over time, though, we realized that this simplification wasn’t useful for everyone. Some users explained through feedback that they didn’t actually needed (or wanted) debt simplification. Because, going back to our example, what if, for any reason, you can’t pay Luigi directly and can only pay Mario? See the problem?

We completely understood our users’ feedback and, as usual, decided to take action. So, we started working on a feature that makes this “debt simplification” optional for each group.

Go check out the latest version of Splital! You can now go to your group settings and enable or disable the "Simplify Debts" feature, completely free 🎉

New balance screen

With this release, we’ve also updated the balance screen! With fewer clicks, you can now see each member’s balance and settle up debts directly from there.

This update came thanks to some of our amazing users who reached out and mentioned that checking every balance felt a bit tricky. That feedback really helped us realize there was room to improve the experience, so we jumped on it!

We’re truly grateful for the feedback and hope this new version makes it much easier for you to check the groups balance. We can’t wait to hear what you think!

Warmly,
Maria & Maurizio


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